If your investments fall in value, you could lose money. Tax allowances and the benefits of tax-efficient accounts could change.
Leave the investment decisions to the experts with our hassle-free,
tax-efficient investment package.
Experts handpick and manage your investments.
No Capital Gains Tax or further Income Tax to pay on profits.
No account fees
No dealing fees, initial fund charges or monthly admin fees.
Invest up to £20,000 this tax year
Your annual ISA allowance is set by the government. Withdraw money anytime.
A Ready-made ISA to suit you
We offer three types of Ready-made ISA. Simply choose a fund from our range of funds below which best suits your attitude to risk and investment aim.
|ES Share Centre Multi Manager Income Fund||Low||Income|
|ES Share Centre Multi Manager Growth & Income Fund||Medium||Balanced|
|ES Share Centre Multi Manager Growth Fund||Higher||Growth|
Your money will be invested in one of our three funds of funds, depending on your account choice:
They each contain a range of funds from well-known providers, which enables you to benefit from their expertise and spread risk by diversifying across different markets and sectors.
Ready-made ISA costs
Your fund’s annual management charge and ongoing charge (see links above) are taken from the fund itself, so you don’t need to worry about paying them separately. There are no account fees, dealing fees, or initial fund charges to pay.
|3-5 day transfers||Free|
|Same day transfer||£25|
|Overseas||£50 (restrictions apply)|
|Statements & contract notes by post rather than email||£2.40 per month|
|Transfer to another provider||Free|
|Re-registration to certificate||£25 per certificate|
|Bounced cheque or unpaid Direct Debit||£25|
|Deceased customer account administration||£100|
|Overdue fee charge - Sell stock (per investment)||£7.50 (To recover overdue fees on your account we may need to divest the equivalent value of your investments, plus this additional charge to cover the cost of the trade)|
Costs and charges illustration
To give you a feel for the costs involved, our cost sheet includes an illustration of costs you will pay, based on how much you invest and what type of investments you choose.
Payment of charges
Ongoing fund charges are automatically taken from your fund. If you opt for postal statements & contract notes, the fee will be collected from your account on the 26th of each month, or the next business day.
What interest will be paid on cash?
Gross interest on any cash you hold will be credited to your account quarterly at the Bank of Scotland base rate, minus 3.5% (min. 0%). We may retain the difference between the interest paid to you and the interest we are able to earn, as permitted by The Financial Conduct Authority.
Why invest with us?
Safe & secure
As one of the UK’s leading stockbrokers, we are authorised and regulated by the Financial Conduct Authority (FCA).
Tips and tools
Our comprehensive range of investment tips and tools make it easy to choose and manage your investments.
We’re proud to be regularly recognised by industry awards for our outstanding customer service.